Square vs Worldpay from FIS
Find the right all-in-one payment provider for your business.
Square makes selling in person and online fast and easy.
Set up a free online store and integrate with one of our delivery partners.
Send an unlimited number of invoices, estimates or recurring invoices to request payments for goods and services.
Track employees, inventory and sales all for free using Square POS software.
Simplify your day with our web-based appointment scheduling software and app.
Get your money deposited in your bank account as fast as the next working day or instantly for a fee.
How Square compares to Worldpay from FIS.*
Fees
| Trustpilot scores | SQUARE: 4.0 | WORLDPAY from FIS 4.3 |
| UK card online payments cost: | 1.4% + 25p | 1.5% |
| International card online payments cost: | 2.5% + 25p | 1.5% |
| In-person payments cost: | 1.75% for all cards | 1.5% for Visa and Mastercard. Additional charge for American Express |
| Next-business-day transfer as standard: | Yes |
Yes |
| No chargeback fees: | Yes |
£15 per chargeback |
| Instant transfers – access funds in minutes (for a fee): | Yes |
No |
| Custom pricing: | Yes |
Yes |
| Contract length: | No long-term contracts – cancel without penalty | 18 months min. |
Features and solutions
| SQUARE | WORLDPAY from FIS | |
| Free POS App: | Yes |
Yes |
| All-in-one till system with customer display and built-in software: | Yes |
Yes |
| Physical and eGift cards: | Yes |
Yes |
| Offline mode: | Yes, with Square Terminal and Square Register | Yes |
| Free online store: | Yes |
No |
| Website templates: | Yes |
No |
| Invoicing software: | Yes |
No |
| Payment links: | Yes |
Yes |
| Bespoke retail POS system: | Yes |
No |
| Bespoke restaurant POS system: | Yes |
No |
| Loyalty programme software: | Yes |
Yes |
| Team management: | Yes |
No |
Sign up for Square.
Why businesses choose Square over Worldpay from FIS.
Square gives businesses the flexibility they need to build the business they want. No matter what business you’re growing, we can help.
Transparent pricing and contracts.
We don’t hide anything from you. Our fees are simple, clear and easy to understand so you’ll always know what you’re paying. No long-term contract and you can cancel at any time. And we’ll never charge you for chargebacks unlike Worldpay who charges £15 per chargeback.
Trusted payment security.
Industry-leading security keeps your customers safe and protects your sales. We make compliance easy so you and your customers never have to worry. Square software maintains Payment Card Industry Data Security Standards (PCI DSS) and handles all PCI compliance instead of merchants.
Third-party integrations and APIs.
Square gives you the flexibility to choose the best solution for your business. Set up your online store through Square, or if you already have an existing eCommerce, you can easily add Square payments with third-party integrations from Square App Marketplace or by using the Square APIs.
Hardware for selling anywhere.
We design and build our hardware in-house, so it all works together seamlessly.
Take contactless payments anywhere with a card reader that pairs directly with your device.
Take payments, print receipts and run your business with a powerful and portable payment terminal.
Get an all-in-one POS register with a dedicated customer display that lets you start selling straight out of the box.
Turn your iPad into a point of sale and take every type of payment.
Solutions for your business.
Point-of-sale solutions
The flexible and customisable POS system built for UK businesses of all shapes and sizes.
Online booking software
An app that turns your device into an appointment scheduling powerhouse.
Frequently asked questions
(by people thinking about switching from Worldpay from FIS to Square)
It’s easy to get started. Square has experts on hand who will help you make the switch. They’ll get you set up with software and hardware, help with staff training and make sure you can connect to your existing apps so your business continues to run smoothly.
Unlike other payment providers, we have transparent pricing so you know exactly what you’re paying for. There are no hidden fees and you can cancel at any time. There is one simple price per in-person contactless or chip and PIN payment – 1.75% per transaction. For online payments, it’s 1.4% + 25p for UK card transactions or 2.5% + 25p for non-UK card transactions.
There are also no separate fees for PCI compliance, authorisations, batch payments, early terminations, business cards or chargebacks.
Yes! The Square POS app lets you take payments wherever you are, and with your Android phone you can take contactless payments directly – no other hardware is required.
You can go from downloading Square POS to making your first sale in minutes by signing up for your free account here. Our hardware works out of the box with no configuration required. You can create your own site with our website builder on Square Online or leverage our Developer APIs to integrate with your existing website or system.
Our Support Centre can help with general questions, and once you have signed up for an account, you can contact our highly trained customer support team via phone or email.
Resources to keep you up to date and on top.
It’s your business. We just want to help you keep doing it.
How Square works
Square connects all sides of your business with easy-to-use tools designed to give you time to focus on what you do best.
Business types
Square business software offers solutions that are essential for all business types, no matter what shape or size.
Compare Square
Learn more about how Square stacks up against other payment providers and business solution tools.
*Competitive data on this page was collected as of 7th May 2023 and is based on information found on https://www.fisglobal.com/en-gb/merchant-solutions-worldpay/worldpay-smb This information is subject to change or update without notice. Square does not make any representations as to the completeness or accuracy of the information on this page.