Square vs. SumUp

Who’s the best all-in-one payment provider for you?

Tools and solutions that connect every side of your business.

Use Square to power your business whether you need to reach more customers, manage your business or sell in more places.

How Square compares to SumUp*

  Square Sumup
TRUSTPILOT SCORES    
  4.2 3.1
COST COMPARISON    
In person processing fee 1.75% 1.69%
No chargeback fees
Yes
No
No additional fees for American Express
Yes
Yes
Custom pricing
Yes
Yes
Next day transfer as standard
Yes
No
Instant transfer - access funds in minutes (for a fee)
Yes
No
IN-PERSON PAYMENTS    
Free POS App
Yes
Yes
Free POS Software
Yes
from £29/mo + VAT with Goodtill
No POS subscription contracts
Yes
1 year min. contract
All-in-one till system with customer display and built-in software
Yes
No
Countertop iPad stand with built-in card reader
Yes
No
Portable card machine with built-in receipt printer & free, pre-installed POS software
Yes
Yes
Physical gift cards
Yes
No
Offline mode Yes with Square Terminal
Yes
ONLINE AND REMOTE PAYMENTS    
Free online store
Yes
Yes
Website templates
Yes
No
Online ordering for Restaurants
Yes
No
Photo Studio app for item library and online store
Yes
No
Payment links
Yes
Yes
Invoices
Yes
Yes
Virtual Terminal to take payments over the phone or on your computer
Yes
Yes
e-Gift Cards
Yes
Yes
SOLUTIONS DESIGNED FOR YOU    
Bespoke Retail POS System
Yes
Yes
Bespoke Restaurant POS System
Yes
Yes
Bespoke POS System for Appointments-based businesses
Yes
No
Kitchen Display System
Yes
Yes
Loyalty programme software
Yes
Yes
Email marketing software
Yes
No
Team management
Yes
Yes
Inventory management
Yes
Yes
Connects with 100+ apps in the app marketplace including popular accounting, order ahead, eCommerce and booking platforms
Yes
No
25+ APIs for custom online, mobile and in-person workflows
Yes
No
Dedicated 24/7 priority customer support team and phone line. Available on Paid Plans for Square for Restaurants, Square for Retail and Square Appointments and for Square Register and Square Terminal users
No

Competitive data on this page was collected as of 21 June 2022 and it is based on information found on sumup.co.uk. This information is subject to change or update without notice. Square does not make any representations as to the completeness or accuracy of the information on this page.

Square is the fast and easy way to sell online and in person.

Set up a free online store and integrate with one of our shipping partners.

Send an unlimited number of invoices, estimates or recurring invoices to request payments for goods & services.

Track employees, inventory and sales all for free using Square POS Software.

Keep new and existing customers coming back with Marketing & Loyalty tools that grow your business.

Simplify your day with our web-based appointment scheduling software and app.

Get your money deposited in your bank account as fast as the next day or instantly for a fee.

Create your free account today.

Hardware for selling anywhere.

Reliable and secure hardware for every type of business.

Square Reader

Take contactless and chip and PIN card payments anywhere with a card reader that pairs directly with your device.

Square Terminal

Take payments, print receipts and run your business with a powerful and portable payment terminal.

Square Register

Get an all-in-one POS register with a dedicated customer display that lets you start selling straight out of the box.

Square Stand

Turn your iPad into a professional point of sale and take every type of payment, with a built-in card reader to match.

Why businesses choose Square.

Many businesses trust our clear, transparent pricing, our reliable hardware and software, and the seamless integrations that support all aspects of your business.

Fair, transparent pricing

No hidden fees, no surprises. We don’t charge you extra fees for refunds or chargebacks, or lock you into long-term contracts. And we’ve got your back when it comes to data security and managing payment disputes.

Get paid fast

Receive your hard-earned money in your account as fast as the next day as standard. Or take advantage of Instant Transfers for a small fee.

All-in-one solution for your business

Whether you want to take payments online, in person, on-the-go or over the phone, Square has all the software and hardware options you need, designed for your business. And they all sync together seamlessly so you can run your business from one place.

Know what you pay.

Accept every way your customers want to pay, including mobile, contactless cards, and chip and PIN payments. All with no surprise fees. Plus, you’ll see the funds in your bank account as soon as the next day.

£0

Monthly account fee

1.75%

per in-person transaction

2.5%

per manually keyed-in transaction

1.4% + 25p

UK card

2.5% + 25p

non-UK card

per online payment transaction

See Square in action at Fink's London

Process over £200k a year?

Get in touch with us about a custom rate.

Frequently Asked Questions

(by people thinking about switching from SumUp to Square)