Square vs. SumUp
Who’s the best all-in-one payment provider for you?
Tools and solutions that connect every side of your business.
Use Square to power your business whether you need to reach more customers, manage your business or sell in more places.
How Square compares to SumUp*
Square | Sumup | |
---|---|---|
TRUSTPILOT SCORES | ||
4.2 | 3.1 | |
COST COMPARISON | ||
In person processing fee | 1.75% | 1.69% |
No chargeback fees | Yes |
No |
No additional fees for American Express | Yes |
Yes |
Custom pricing | Yes |
Yes |
Next day transfer as standard | Yes |
No |
Instant transfer - access funds in minutes (for a fee) | Yes |
No |
IN-PERSON PAYMENTS | ||
Free POS App | Yes |
Yes |
Free POS Software | Yes |
from £29/mo + VAT with Goodtill |
No POS subscription contracts | Yes |
1 year min. contract |
All-in-one till system with customer display and built-in software | Yes |
No |
Countertop iPad stand with built-in card reader | Yes |
No |
Portable card machine with built-in receipt printer & free, pre-installed POS software | Yes |
Yes |
Physical gift cards | Yes |
No |
Offline mode | Yes with Square Terminal | Yes |
ONLINE AND REMOTE PAYMENTS | ||
Free online store | Yes |
Yes |
Website templates | Yes |
No |
Online ordering for Restaurants | Yes |
No |
Photo Studio app for item library and online store | Yes |
No |
Payment links | Yes |
Yes |
Invoices | Yes |
Yes |
Virtual Terminal to take payments over the phone or on your computer | Yes |
Yes |
e-Gift Cards | Yes |
Yes |
SOLUTIONS DESIGNED FOR YOU | ||
Bespoke Retail POS System | Yes |
Yes |
Bespoke Restaurant POS System | Yes |
Yes |
Bespoke POS System for Appointments-based businesses | Yes |
No |
Kitchen Display System | Yes |
Yes |
Loyalty programme software | Yes |
Yes |
Email marketing software | Yes |
No |
Team management | Yes |
Yes |
Inventory management | Yes |
Yes |
Connects with 100+ apps in the app marketplace including popular accounting, order ahead, eCommerce and booking platforms | Yes |
No |
25+ APIs for custom online, mobile and in-person workflows | Yes |
No |
Dedicated 24/7 priority customer support team and phone line. | Available on Paid Plans for Square for Restaurants, Square for Retail and Square Appointments and for Square Register and Square Terminal users | No |
Competitive data on this page was collected as of 21 June 2022 and it is based on information found on sumup.co.uk. This information is subject to change or update without notice. Square does not make any representations as to the completeness or accuracy of the information on this page.
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Square is the fast and easy way to sell online and in person.
Set up a free online store and integrate with one of our shipping partners.
Send an unlimited number of invoices, estimates or recurring invoices to request payments for goods & services.
Track employees, inventory and sales all for free using Square POS Software.
Simplify your day with our web-based appointment scheduling software and app.
Get your money deposited in your bank account as fast as the next day or instantly for a fee.
Create your free account today.
Hardware for selling anywhere.
Reliable and secure hardware for every type of business.
Take contactless and chip and PIN card payments anywhere with a card reader that pairs directly with your device.
Take payments, print receipts and run your business with a powerful and portable payment terminal.
Get an all-in-one POS register with a dedicated customer display that lets you start selling straight out of the box.

Turn your iPad into a professional point of sale and take every type of payment, with a built-in card reader to match.
Why businesses choose Square.
Many businesses trust our clear, transparent pricing, our reliable hardware and software, and the seamless integrations that support all aspects of your business.
Fair, transparent pricing
No hidden fees, no surprises. We don’t charge you extra fees for refunds or chargebacks, or lock you into long-term contracts. And we’ve got your back when it comes to data security and managing payment disputes.
Get paid fast
Receive your hard-earned money in your account as fast as the next day as standard. Or take advantage of Instant Transfers for a small fee.
All-in-one solution for your business
Whether you want to take payments online, in person, on-the-go or over the phone, Square has all the software and hardware options you need, designed for your business. And they all sync together seamlessly so you can run your business from one place.
Know what you pay.
Accept every way your customers want to pay, including mobile, contactless cards, and chip and PIN payments. All with no surprise fees. Plus, you’ll see the funds in your bank account as soon as the next day.
£0
Monthly account fee
1.75%
per in-person transaction
2.5%
per manually keyed-in transaction
1.4% + 25p
UK card
2.5% + 25p
non-UK card
per online payment transaction
Get started by creating your free account now.
Frequently Asked Questions
(by people thinking about switching from SumUp to Square)
Switching is easier than you think. A Square implementation expert will help you set up hardware and software, connect your existing apps and services, train your staff and get the most out of Square.
There is not a Square - SumUp integration, but it’s simple to switch from SumUp to Square for your in-person and eCommerce platform. Connect with our team for more information about switching to Square.
You can go from downloading Square POS to making your first sale in minutes by signing up for your free account here. Our hardware works out of the box with no configuration required. You can create your own site with our website builder on Square Online or sync your existing eCommerce platform.
Our Support Centre can help with general questions, and once you have signed up for an account, you can contact our highly trained customer support team via phone or email.
Resources

How Square works
Square connects all sides of your business with easy to use tools designed to give you time to focus on what you do best.

Compare Square
Learn more about how Square stacks up against other payment providers and business solution tools.

Business glossary
Learn everything you need to know about starting, running and growing your business with our Square Business Glossary.